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Over the years, we’ve all seen an explosion of TV advertising for injured people. Almost all of the ads involve a variation of a promise to get the injured person what they “deserve”.

Having spent much of our practice representing folks against health insurers and HMO’S, we know first and why the health system is broken and needs reform. It is astounding how anyone can vote against their own best interests.

Maybe because of inertia, maybe because it is easy, maybe because we simply don’t put 2 & 2 together, folks do things the same old way, even if that way is not the best way... It seems that almost every day in USA Today, there are several Class Action notices, filled with way too much, and too little information about a Class Action. It’s like the old Pogo cartoon: “We have met the enemy, and he is us!”.

I haven’t posted on this blog in a while, but I read this Op Ed by Bob Herbert in the New York Times last week that I just had to share. Mr. Herbert in a few words, without any political hyperbole, described how the leaders of our country are disconnected with how bad things really are for Americans.

How many consumers recognize that when they “agree” to a licensing agreement, when they get a new cell phone, when they open an account at a bank, when they buy a new computer, or a new software program, that they are “agreeing” to waive their rights to go to court.

Since 2005 we, and our, co-counsel Scott Johni, Phil Burlington, and Kent Whittemore, have been litigating a Class Action against Heritage Propane. Our client, Mr. Williams, entered into a contract with Peoples Gas in 1996.

I am so excited to announce that Florida is still right at the top……..at the top of the list of states that have the most people without health insurance. Actually, we’re number 3, behind Texas and New Mexico.

Over the years, we’ve had many cases, where our client cared enough for themselves and their loved ones to purchase health insurance or an HMO plan, only to learn, when they need the benefits, that the insurance company of HMO has decided to rescind their insurance.

Insurance Company Financial Problems

Following on from an entry last week, The insurance industry continues to report that employees are being laid off, and the reviewing services seem to be constantly downgrading the financial strength ratings of the various insurers.